Why is IFAR the best company to choose?

IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.

How does IFAR minimize my premium?

We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.

How does IFAR make it easy for me?

We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.

Can IFAR take care of my mortgage quickly?

A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.

Convenio (CLA) insurance in Spain - IFAR Insurance & Finance

Convenio (CLA) insurance

Convenio in Spanish is like a Collective Labor Agreement (CLA) in English.
If you have salaried staff, you are obliged to join a collective labor agreement.

"The rules in the Convenio are constantly changing, do I still meet the obligations?"

Conditions change in every convenio almost every year. This also includes insurance obligations.
To avoid fines or out-of-pocket payments, it is wise to be well insured.

For whom is a collective labor agreement insurance?

As mentioned, a collective labor agreement is mandatory for every company with salaried employees.
This is to protect the personnel, and you as an entrepreneur are therefore not included.
As an entrepreneur you are responsible for, for example, your pension, healthcare and third-party insurance. We are happy to help you with your personal wishes.

What is included in a convenio (CLA) insurance?

Often there is part of disability insurance and occupational accident insurance for both temporary and permanent illness.
Many collective labor agreements also have compulsory life risk insurance.
In the event of the death of a staff member, your company will be paid out.
In addition, it often includes both health insurance and a collective pension savings plan.

Automatic CLA insurance

Each sector has its own convenio with different conditions.
For example, coverage limits (for eg incapacity for work) can change every year.
We can offer a special collective labor agreement insurance that changes with the legislation.
So you no longer have to worry about it.

This automatic convenio insurance also prevents your company from receiving fines after inspections, or from having to pay damage claims by the company itself.

Let IFAR guide you

We at IFAR are independent and work with more than 20 leading insurance companies in Spain.
This allows us to always come up with the best offer for your convenio insurance.
Requesting this quote is surprisingly fast.
Request your quote now, of course completely free of charge and without obligation.