Are you considering building a property in Spain and obtaining a mortgage for it?
Securing a mortgage for new construction differs from existing properties, because the property under construction initially lacks collateral – the house to be built – equal to the desired loan amount.
As construction progresses and the property gains value, the bank disburses funds based on architect certificates, making this mortgage process more intricate.
At IFAR, we specialize in navigating these complexities to find the most advantageous mortgage solutions. Correspondence with us throughout the construction phase is available in Dutch, English, or Spanish for your convenience.
Interested in exploring your options for a new-build mortgage in Spain? We provide comprehensive guidance in Dutch, English or Spanish for €400-, excluding 21% VAT.
Simply provide us with your details via this link.
Check here which documents you need to apply for a mortgage in Spain: Required documents mortgage application (.PDF)
We wish you an advantageous mortgage!
Registered broker
We represent your interests
Enjoy Spain, we make it simple
IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.
We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.
We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.
A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.
We represent your interests
We want you to be able to work and live safely in Spain. We take care of all your insurance policies for you without having to pay more premiums.
Can we help you too? Ask your question here:
Rambla Catalunya 25 , Planta Pal
08007 Barcelona
barcelona@ifar.es
Principe de Vergara 73
28006 Madrid
madrid@ifar.es
Calle Benlliure 2
03530 La Nucia, Alicante
alicante@ifar.es