Motorbike insurance

Motorcycle insurance in Spain

Motorcycle insurance is also mandatory in Spain. However, the term engine is very broad.

For example, scooters, mopeds and motorcycles are covered by the same insurance.

“My wife and I use the same Vespa. Are we both insured?”

The rules of motorcycle insurance in Spain may differ slightly from what you are used to.
For example, there are different rules for ages and different horse power .

What is covered by motorcycle insurance in Spain?

With most insurers, all types of scooters, mopeds and motorcycles fall under one denominator.
Some insurers again distinguish between motorcycles and other microcars.
That is why it can be quite difficult for consumers to find the right insurance. But we are happy to help you with this.

A valid driver's license

Motorcycle insurance can be taken out by anyone of legal age, but is only valid with a valid driver's license.
In Spain you can often drive a motorcycle up to 125CC with a normal European car license (B).
If you want to drive above 125CC, you need a separate motorcycle license.

Liability or All Risk insurance

Public liability insurance is mandatory and is included in every motorcycle insurance policy. This is to cover damage to third parties in the event of an accident.
It is also possible to take out All Risk cover, with this insurance you are also insured for damage to your own motorcycle.

Insurance with foreign registration

In principle, all motorcycles must have a Spanish license plate in order to insure them.
However, there are some companies that offer opportunities for new residents.
For example, people from the Netherlands, the United Kingdom and Denmark can take out motor insurance during the new (Spanish) registration application.

IFAR is happy to help you

We at IFAR are independent and work with more than 20 leading insurers in Spain. This allows us to always offer the most advantageous and best offer. Free of charge and without obligation.


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