Quick Orientation Report

Quick Orientation Report

Curious about your mortgage capacity in Spain? We can provide a clear and comprehensive overview within one working day with our Quick-Orientation Report!

Spanish banks are obliged to ensure there is sufficient collateral for the mortgage and adequate income to meet repayment obligations.

Consequently, a Spanish bank might conclude that a wealthy Dutch national with a low salary from their private limited company (BV) – because no further money is needed anyway – as having insufficient income for a particular mortgage, despite their ability to purchase the property outright. We are well-versed in navigating these situations.

Banks typically finance up to 70% of the purchase price or a lower appraised value, necessitating significant equity. We know which banks offer the most favourable terms and flexibility.

Additionally, there are limits based on income and age.

Interested in exploring your options?

Contact us now. For just €75,- (excluding VAT), and we will provide a detailed Quick-Orientation Report within one working day!

Using various data, we can make a trial calculation regarding mortgage options, term, conditions and monthly charges. The report includes:

  • Desired mortgage
  • Maximum mortgage
  • Required income
  • Monthly costs
  • Current interest rates
  • Summary estimate of additional selling costs (such as tax)
  • In Dutch, Spanish or English

Check here which documents you need to apply for a mortgage in Spain: Required documents mortgage application (.PDF)

We wish you an advantageous mortgage!

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