Why is IFAR the best company to choose?

IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.

How does IFAR minimize my premium?

We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.

How does IFAR make it easy for me?

We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.

Can IFAR take care of my mortgage quickly?

A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.

Commercial real estate insurance - IFAR Insurances & Finances

Commercial real estate insurance

If you have several commercial real estate assets in Spain, you can insure them collectively. This is not only a lot cheaper, but also more transparent.

"I rent out houses in Spain, am I properly insured?".

If you rent out houses in Spain, you must indicate this with the insurance application. Different conditions and cover then apply. Even if you are still building or renovating the house, separate insurance is required.

Build and renovate insurance

Suppose you bought a house in Spain and there is still a lot to be done. In that case, it is important to take out construction insurance in addition to home insurance. This insurance has an additional third-party liability (legal liability) that covers damage to third parties that is normally not covered.

Although the construction company has third party insurance, you are always liable at the end. It is an addition to the general building and contents insurance. This can be requested or canceled at any time.

Insurance for vacant houses

If you own an empty house (for example because it is for sale) you can take out separate insurance. Because this is of course quite common among business real estate owners, a separate product has been created for this. With this vacant home insurance you have basic home insurance for a lower premium.

How do you use your commercial real estate?

Insurers distinguish between:

- Permanent habitation
- Second house
- Rental to permanent renter (long term)
- Tourist rental (short term)

All of these options have different conditions and coverage options. It is therefore important to indicate the correct use and, if necessary, to adapt these changes.

Why IFAR for your commercial real estate insurance?

We are independent and work with more than 20 leading insurers in Spain. This allows us to always offer the most suitable insurance for the best premium. We have a lot of experience with business real estate insurance and can give you good advice. Let us advise you send you a quote free of charge and without obligation.