Why is IFAR the best company to choose?

IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.

How does IFAR minimize my premium?

We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.

How does IFAR make it easy for me?

We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.

Can IFAR take care of my mortgage quickly?

A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.

Private insurance in Spain - IFAR Insurance & Finance

Private insurance in Spain

We offer all private insurance in Spain, from simple travel insurance to life insurance. But what are the most taken out insurances?

"I now live in Spain, do I meet my insurance obligations?"

To answer that, you have to look at your property and risks.
Are you already insured and wondering if this can be done better and / or cheaper? Let us compare it. Upload your current policy here.

What insurance do you need as a private individual in Spain?

Normally you buy or rent a house, you drive a car and you want to be well insured for healthcare. For that reason, these are the most sought after insurance policies:

Building and Contents Insurance (Home insurance)
When you buy a home you are obliged to insure it. Even if you rent a house, you are often obliged to take out home insurance. The lease often states that you must insure a (small) part of the building and your own household contents.
In addition, in Spain your Statutory Liability Insurance (“Responsibilidad Civil”) is often included in the home insurance. (Very important!)
You can find more information about Buildings and Contents Insurance on this page.

Car insurance
If you buy a car in Spain or have imported your own car, it must be insured.
As long as the car is not on Spanish registration, it will have to be insured in the registration country. Please note that you have 6 months to convert the license plate.
More information about car insurance in Spain can be found on this page.

Health insurance
In Spain they have a social care system. (Seguridad Social)
This means that you can be helped for free for all medical treatments.
Unfortunately, public care is not very good. Therefore, private health insurance is not an unnecessary luxury. Firstly to shorten waiting times and secondly to be helped by a specialist of your choice. (Eg in your own language).
You can find more information about private health insurance on this page.

Let us help you!

We at IFAR Insurance and Mortgages are happy to look at your own situation and wishes. As an independent insurance broker, we can request quotes from more than 20 leading insurance companies. Because of this and also through special discount agreements for new residents, we always come up with the best offer. This completely free of charge and without obligation.