Why is IFAR the best company to choose?

IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.

How does IFAR minimize my premium?

We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.

How does IFAR make it easy for me?

We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.

Can IFAR take care of my mortgage quickly?

A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.

Home Equity Mortgage

Home Equity Mortgage in Spain

Do you own a property in Spain with home equity? You might be able to use that value for a new purchase, renovation, or other plans. We’ll help you think through how to finance this smartly — for example, through a combined mortgage or a second mortgage.

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Combined Mortgage: Flexible Financing in Spain

A combined mortgage is a smart solution if you have multiple financial goals. Think about combining an existing loan with a new mortgage — or financing a purchase and renovation at the same time. We’ll assess whether combining mortgages in Spain fits your situation.

Using Surplus Value in Spain: Unlock Your Assets

Accessing the equity in your Spanish home? This can be done through a second mortgage or refinancing. We help you use that equity responsibly and efficiently, with clear terms and good coordination with the bank.

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