Transfer Mortgage

Transfer Mortgage in Spain

Sometimes taking over an existing mortgage in Spain can be more advantageous than getting a new one. For example, when you buy a property with an existing mortgage or if you want to benefit from better terms. We are happy to guide you through a mortgage subrogation, from verification to transfer.

Mortgage Takeover in Spain: How Does It Work?

When purchasing a property in Spain, you can sometimes take over the seller’s existing mortgage. This is called subrogation, and it can be beneficial in terms of costs and interest rates. We assess whether mortgage transfer in Spain is a smart option for your situation and guide you through the entire process.

Transferring an Existing Mortgage in Spain: Clear and Carefully Arranged

Do you want to transfer an existing mortgage to your name, for example, when buying within the family or as refinancing? Then subrogation for a property in Spain is an option. We check the terms, coordinate with the bank, and ensure your refinancing goes smoothly.