“End-to-end guidance in the mortgage process, fully in English”
In Spain, there are also different types of mortgages available when purchasing a property. IFAR provides guidance on all aspects of mortgage advice. We do this through 3 clear steps:
Before acquiring your new dream house in Spain, you obviously want to know the possibilites for obtaining a morgage. At IFAR we can calculate your situation and provide a clear insight in maximum mortgage and associated monthly costs. This gives you a solid indication before acquiring your new (second) home in Spain. See also this page for more detailed information.
Costs of this product: € 75,-
Our key expertise is to provide you a official mortgage offer, So after buying your new Spanish dream house, or even before, we can help you getting an official Mortgage offer from a Spanish bank with the right conditions. During this process we discuss together how we discuss your situation and determine how to finalize this process in an effective and efficient manner.
Costs of this product: € 400,-
After an official mortgage offer, the process for obtaining the required mortgage really starts. Together we guide you in this process - from beginning till the final handover moment. Next to the mortgage process, required documents needs to be translated and taxation needs to be conducted. You can use our network in Spain to get the right help for these activities.
For this product, standard mortgage product are: private mortgage applications with steady income (e.g. monthly salary, pension income etc.) and a total mortgage value less than 1 Mln EUR.
Costs of this product: € 1100,-
We have years of experience in the Spanish financial sector. Therefore we are able to also offer tailored mortgaga solutions. In Spain there are special conditions if you want to obtain for instance a Business mortgage or a high value mortgage. We know our way within the Spanish banking world and we love to help you in this quest from beginning till the end.
Also for the tailored solution, next to required documentation extra translation and real estate taxation is a prerequisite for a Spanish mortgage.
Costs of this product: € 1800,-
IFAR is a registered insurance broker. For this, the strictest requirements must be met in Spain. This guarantees the treatment of your insurance at the highest quality level.
We work with more than 20 Spanish and international insurers. From this we choose the insurance with the best premiums for you per insurance. And if a company raises its premiums, we go to another. This way we keep your premiums low.
We make the translation for you in terms of language and regulations. You can email and call us in English. We answer your questions as clearly as possible. In fact, we simply arrange everything. This is how we make it as easy as possible for you.
A mortgage for your dream house in Spain turns out to be different than in the UK, USA or any other country. You will receive a Spanish brochure with everything you need to deliver and the highest interest rate because you are a foreigner. We only ask you what is needed, in English, and give you the best offer in no time.
We represent your interests
We want you to be able to work and live safely in Spain. We take care of all your insurance policies for you without having to pay more premiums.
Can we help you too? Ask your question here:
Rambla Catalunya 25 , Planta Pal
08007 Barcelona
barcelona@ifar.es
Principe de Vergara 73
28006 Madrid
madrid@ifar.es
Calle Benlliure 2
03530 La Nucia, Alicante
alicante@ifar.es