Mortgage products

Our Mortgage products

On this page, you will find an overview of our mortgage brokerage products. We are happy to assist you in finding a (second) home in Spain! From orientation to completion, IFAR has everything in place to guide you through this process.

“End-to-end guidance in the mortgage process, fully in English”

In Spain, there are also different types of mortgages available when purchasing a property. IFAR provides guidance on all aspects of mortgage advice. We do this through 3 clear steps:

1. Calculation of Mortgage possibilities

Before acquiring your new dream house in Spain, you obviously want to know the possibilites for obtaining a morgage. At IFAR we can calculate your situation and provide a clear insight in maximum mortgage and associated monthly costs. This gives you a solid indication before acquiring your new (second) home in Spain. See also this page for more detailed information.

Costs of this product: € 75,-

2. Official Mortgage offer

Our key expertise is to provide you a official mortgage offer, So after buying your new Spanish dream house, or even before, we can help you getting an official Mortgage offer from a Spanish bank with the right conditions. During this process we discuss together how we discuss your situation and determine how to finalize this process in an effective and efficient manner.

Costs of this product: € 400,-

3. Standard Mortgage process

After an official mortgage offer, the process for obtaining the required mortgage really starts. Together we guide you in this process - from beginning till the final handover moment. Next to the mortgage process, required documents needs to be translated and taxation needs to be conducted. You can use our network in Spain to get the right help for these activities.

For this product, standard mortgage product are: private mortgage applications with steady income (e.g. monthly salary, pension income etc.) and a total mortgage value less than 1 Mln EUR.

Costs of this product: € 1100,-

4. Tailored Mortgage process

We have years of experience in the Spanish financial sector. Therefore we are able to also offer tailored mortgaga solutions. In Spain there are special conditions if you want to obtain for instance a Business mortgage or a high value mortgage. We know our way within the Spanish banking world and we love to help you in this quest from beginning till the end.

Also for the tailored solution, next to required documentation extra translation and real estate taxation is a prerequisite for a Spanish mortgage.

Costs of this product: € 1800,-